Invoice Finance
- Up-to 90% of the invoice upfront
- Flexible options available
- No hidden fees
- Confidential discounting options
Invoice Finance
Invoice finance allows your business to access funding that is tied up in unpaid invoices. Rather than struggling through and waiting for customers to pay, this product can enable your business to access working capital against your debtor book.
Our funding partners can lend between £100k and £50m which will enable your business to meet growth aspirations or even help to deliver peace of mind if long payment terms are a problem for your business.
As soon as your invoices are raised, your business can then use the funding however it likes, be it to enhance cash flow or combat the effect of late payments.
We believe that transparency is key with business funding, which is why our charges are simple and easy to understand – fixed monthly fees enable businesses to effectively plan ahead and manage their finances.
Explore the Right Invoice Finance Option for Your Business
- Looking to improve cash flow without taking on traditional debt? Invoice finance gives you the power to unlock funds tied up in unpaid invoices.
- Here's how different types work—choose what suits your business best.
1
Selective Invoice Finance
Want full control? Choose which client invoices you'd like to fund—ideal if you only want to raise finance against specific customers or high-value invoices. Best for: Businesses with a few key clients and occasional cash flow gaps.
2
Invoice Discounting
Prefer to stay behind the scenes? Raise funds while continuing to manage your customer relationships. You retain control, while improving cash flow. Best for: Businesses with strong credit control processes and larger monthly turnover.
3
Invoice Factoring
Unlock cash tied up in existing assets by selling them to a lender and leasing them back under a finance agreement.
3
Spot Factoring
Looking for flexibility? Choose one-off invoices to fund, whenever you need it—no commitment to finance your entire ledger. Best for: Companies with irregular funding needs or occasional large invoices. Still unsure which one fits your business?
Talk To an Expert
We’ll help you identify the most cost-effective and strategic option for your needs.